For decades, Fixed Deposits (FDs) have been India’s go-to investment option — safe, simple, and secure. But as we move through 2025, this traditional mindset is shifting fast. Investors are realizing that FD returns today simply don’t keep up with inflation.
Meanwhile, real estate — particularly commercial property — is rising as a strong, inflation-beating alternative. With platforms like PropFTX, investors can now access premium assets through fractional ownership, enjoy steady rental income, and benefit from capital appreciation — all with transparency and flexibility.
Let’s break down why FDs are fading and how real estate is becoming India’s most future-ready investment opportunity.
The average FD return in 2025 ranges between 5.5% and 6.5%. After adjusting for inflation and taxes, real returns often fall below 3–4%.
In contrast, commercial real estate assets offer 8%+ annual rental yields along with long-term value appreciation. Investors are realizing that while FDs preserve capital, they rarely help grow it.
PropFTX simplifies this shift — offering curated commercial properties where your money actually works for you.
FDs might offer safety, but they lose their value against rising inflation. With everyday costs increasing — from healthcare to housing — the real purchasing power of FD returns continues to shrink.
That’s why more investors are exploring real estate-backed investments that not only secure capital but also deliver inflation-beating, income-generating returns.
PropFTX enables retail investors to access these opportunities with low entry points and data-backed insights — no guesswork, just growth.
Unlike paper-based financial products, real estate is a tangible, physical asset. You can see it, touch it, and own it — giving investors a greater sense of security.
Beyond emotional satisfaction, it also delivers steady rental income and long-term appreciation. Commercial assets leased to corporate tenants provide predictable returns, even during volatile economic cycles.
Simply put, real estate gives you growth, stability, and peace of mind — a combination few traditional products can match.
Investing in property today is easier and more transparent than ever. Thanks to digitalization and platforms like PropFTX, you can:
No brokers. No property management stress. Just seamless investing through technology, transparency, and trust.
While residential properties have long dominated the market, commercial real estate is now driving the next wave of wealth creation in India.
As demand for office spaces, warehouses, data centers, and retail hubs continues to rise, investors are capitalizing on consistent rent yields and corporate-grade tenants.
Through PropFTX, retail investors can now co-own premium, income-generating properties that were once accessible only to institutions — all with complete legal and financial transparency.
Markets are evolving, and so are investor expectations. The old-school mindset of parking money in FDs “just to be safe” no longer works in an inflationary world.
For those exploring the best alternatives to fixed deposits, real estate — especially through fractional ownership — ticks every box:
With PropFTX, you can transition from saving to wealth creation — easily, intelligently, and securely.
FDs had their time. But in today’s economy, where growth, liquidity, and inflation protection are critical, real estate is proving to be the more strategic, future-ready investment option.
If your FD is maturing soon, it might be time to shift gears. Explore real assets, not just fixed returns. Step into the world of data-driven property investing with PropFTX — and build real wealth through real estate.
PropFTX: Because real wealth lies in real assets.
